Terms & Conditions

1. Scope of the App Services

Orus Technologies Private Limited ("Orus") is the owner and controller of 'Orus' which is a web-based mobile application that provides a unified platform that primarily enables Credit and Debit Card holders in India to earn money via their cards by helping others avail discounts available on their cards at various online and offline merchants and includes other related facilities and services offered on Orus ("App Services") currently or in the future, where such services can be accessed via the internet either on mobile and desktop/laptop ("Orus" or "App").

2. Eligibility By registering with Orus and using the App Services, you are representing the following:

a. You are 18 years of age or older;

b. You are capable of entering into a legally binding agreement and

c. You are not barred or otherwise legally prohibited from accessing or using Orus/Orus & the App Services.

If you allow anyone to use your account, including individuals under 18 years of age, you will still be responsible for ensuring that such individuals comply with the terms. You will be responsible for all actions these individuals take in and/or through your account. You also acknowledge that Orus does not have the responsibility of ensuring that you meet the aforesaid requirements.

3. Your Use of Orus 

When you use our App, you are representing to us that:

a. Your use of the App shall not violate any applicable law or regulation, and that you fulfil the eligibility criteria set forth under Section 2;

b. All registration information you submit is truthful, complete and accurate and you agree to maintain accurate, complete and up-to-date account information in your Account.

c. You are responsible for all activity that occurs under your Account. Unless otherwise permitted by Orus in writing, you may only possess one Account.

4. Violation of Terms of Use / Suspicious Activity

If we believe that you have violated any of the conditions as mentioned under these Terms or our Privacy Policy, we reserve the right to suspend your access to the App and/or delete your Account without prior notice to You. If we have reason to believe that there is suspicious or unusual activity being carried out through your account, we may temporarily or permanently suspend your access to the App Services. You may reach out to the Orus support team to assist you with any query or question arising as aresult of the afore-mentioned suspension/ deletion to resolve the same.

5. Refunds

You are responsible for all the information you input in your Account. Orus shall not be responsible for any payment for an incorrect Credit card account or bill payment number. In case, you have placed an order on Orus but the order has not been delivered to the recipient within 7 days you may inform us regarding the same by sending an email to [email protected].

We shall investigate such incidents and if it is found that the order was indeed placed by you with your card and with the recipient's correct delivery address then you will be refunded the money within twenty one (21) working days from the date of receipt of your email. All refunds will be credited to your card or bank account. Orus will have the sole discretion to determine the mode of reversal from the above mentioned options.

6. Privacy

We collect, hold, use and transfer your personal data in accordance with our Privacy Policy. By agreeing to the Terms of Use, you hereby agree to our Privacy Policy, which may be updated and/or modified by us from time to time. You understand and agree that, to the extent permitted by applicable law, any data provided by you in connection with the App Services may be shared with our affiliates or partners, and/ or used by us for enhancing the App Services, including but not limited to creating new products. Please refer to the Privacy Policy for further clarity on the subject.